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VMFXX vs SWVXX

Side-by-side 7-day yields from the August 2026 month-end N-MFP filings.

Data: August 2026 month-end SEC filings

All figures are from the August 2026 month-end Form N-MFP filings (report date ) - money-market funds must file within five business days of month-end. Regulatory data, not live quotes.

VMFXX SWVXX
FundVanguard Federal Money Market FundSchwab Prime Advantage Money Fund
CategoryGovernmentPrime
7-day net yield3.63%3.53%
Yield as of
Net assets (class)$375.0B$249.0B
Series gross 7-day yield3.74%3.87%
Implied expense gap (gross − net)0.11%0.34%
WAM / WAL (days)24 / 5237 / 56
Daily / weekly liquid assets52.5% / 68.3%39.1% / 55.2%
Minimum initial investment$3,000None
2025 USGO income (state tax)66.61%0.00%
ManagerVanguard Money Market ReservesCharles Schwab Family of Funds

Five-year yield history

0.00%1.41%2.81%4.22%5.63%20222023202420252026VMFXX 3.63%SWVXX 3.53%
Month-end SEC 7-day net yields, last five years. Source: Form N-MFP structured data.

FAQ

Which has a higher 7-day yield, VMFXX or SWVXX?

VMFXX - as of the August 2026 month-end SEC Form N-MFP filings, VMFXX's 7-day net yield of 3.63% is 0.10 percentage points above SWVXX's 3.53%.

Numbers only - this site makes no recommendation between funds. Both rows come from each fund's own August 2026 month-end Form N-MFP filing; yields move daily, so check each fund company for live figures (links on the VMFXX and SWVXX pages).

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