SNSXX vs VMRXX
Side-by-side 7-day yields from the July 2026 month-end N-MFP filings.
Data: July 2026 month-end SEC filings
All figures are from the July 2026 month-end Form N-MFP filings (report date ) - money-market funds must file within five business days of month-end. Regulatory data, not live quotes.
- As of the July 2026 month-end filings, VMRXX's 7-day yield of 3.63% is 0.21 points above SNSXX's 3.42%.
| SNSXX | VMRXX | |
|---|---|---|
| Fund | Schwab U.S. Treasury Money Fund | Vanguard Cash Reserves Federal Money Market Fund |
| Category | Government | Government |
| 7-day net yield | 3.42% | 3.63% |
| Yield as of | ||
| Net assets (class) | $42.6B | $116.7B |
| Series gross 7-day yield | 3.76% | 3.73% |
| Implied expense gap (gross − net) | 0.34% | 0.10% |
| WAM / WAL (days) | 49 / 85 | 26 / 54 |
| Daily / weekly liquid assets | 100.0% / 100.0% | 48.2% / 69.0% |
| Minimum initial investment | None | $3,000 |
| 2025 USGO income (state tax) | 99.99% | 69.58% |
| Manager | Charles Schwab Family of Funds | Vanguard Money Market Reserves |
Five-year yield history
FAQ
Which has a higher 7-day yield, SNSXX or VMRXX?
VMRXX - as of the July 2026 month-end SEC Form N-MFP filings, VMRXX's 7-day net yield of 3.63% is 0.21 percentage points above SNSXX's 3.42%.
Numbers only - this site makes no recommendation between funds. Both rows come from each fund's own July 2026 month-end Form N-MFP filing; yields move daily, so check each fund company for live figures (links on the SNSXX and VMRXX pages).